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471 W Valley St, Hernando, MS 38632 Property Records

DeSoto County property record for 471 W Valley St, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,266 sqft · built 1950
Lot Size0.236 acres (10,315 sqft)
OwnerIndividual Name on File
Tax Bill$955 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN3-08-6-13-00-1-00077-00

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-1-00077-00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,266 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area10,315 sqft (0.236 acres)
Lot Dimensions100 ft deep x 110 ft wide

Location & Zoning

Street Address471 W VALLEY ST
CityHERNANDO
StateMS
Zip38632-1731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionPT LOT 283 HERNANDO INC
Legal Range08
Legal Township03
Legal Section13
Legal QuarterNW
Legal SubdivisionHERNANDO INC
Legal Lot Number283
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1062
Census Tract71122

Owner

Source: DeSoto County records · APN 3-08-6-13-00-1-00077-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address434 NORTH ST, HERNANDO, MS 38632-1717
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANCORP SOUTH BANK
Jul 11, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2018
Deed SaleJul 11, 2018
Deed Document NumberW00861-00268
Deed Book / Page861 / 268
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address471 W VALLEY ST, HERNANDO, MS 38632-1731
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004571/315
DateJul 11, 2018
Book Page4571/315
InstrumentT04571-00315
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 11, 2018
Property Address471 W VALLEY ST, HERNANDO, MS 38632-1731
Document Number000861/268
Book / Page861 / 268
Instrument DateJul 10, 2018
InstrumentW00861-00268
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2323 MCINGVALE RD APT 115, 2323, HERNANDO, MS 38632-8712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address434 NORTH ST, HERNANDO, MS 38632-1717

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$955.00 (+11.18%)$8,202 (+32.46%) Land $1,617 Building $6,585$82,021 (+32.46%) Land $16,170 Building $65,851
2023$859.00$6,192$61,919 Land $16,170 Building $45,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 41% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the North Elm Historic District
listed 2012 · 51 contributing resources · NRIS 12000153

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Telapex
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 153 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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