DeSoto County property record for 365 W Valley St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,361 sqft · built 1970 |
| Lot Size | 0.506 acres (22,058 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-1-00089-00 |
| Primary APN | 3-08-6-13-00-1-00089-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,058 sqft (0.506 acres) |
| Lot Dimensions | 136 ft deep x 179 ft wide |
| Utility Building | 120 sqft |
| Street Address | 365 W VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LTS 211,212; PT LTS 209,210 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NW |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 209-212 212 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 71122 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Elm Historic District listed 2012 · 51 contributing resources · NRIS 12000153 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 5, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 |
| Deed Sale | Feb 5, 2021 |
| Deed Document Number | 0000947511 |
| Deed Book / Page | 947 / 511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 5, 2021 |
| Property Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
| Document Number | 000947/511 |
| Book / Page | 947 / 511 |
| Map Reference | MB 81 PG 555 |
| Instrument Date | Feb 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
| Document Number | 0005155326 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 5155/326 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 5, 2021 |
| Property Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
| Document Number | 000947/511 |
| Book / Page | 947 / 511 |
| Instrument Date | Feb 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 365 W VALLEY ST, HERNANDO, MS 38632-1724 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 | $11,815 (-) Land $3,007 Building $8,808 | $118,155 (-) Land $30,072 Building $88,083 |
| 2023 | $11,815 | $118,155 Land $30,072 Building $88,083 | |
| 2022 | $1,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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