491 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 491 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1905
Lot Size	0.5 acres (21,770 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Mar 2026)
Tax Bill	$14,145 (2025)
Deeds & Mortgages	Mar 2026 Sale Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-02504-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`13-02504-0000-00047`
Alternative APN	`130250400047`

Interior

Stories	2 Stories
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	21,770 sqft (0.5 acres)
Lot Dimensions	311 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number	130250400047
Street Address	491 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	70X311 IRR
Legal Block	2504
Legal Lot Number	47
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3005
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed, Transfer EMPIRE TITLE AGENCY/AZ LLC, EMPIRE TITLE AGENCY LLC
Feb 9, 2023	Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Feb 9, 2023 · Amount on Record
Deed Document Number	202613866
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 4, 2026
Property Address	491 VALLEY RD, MONTCLAIR, NJ 07043-1852
Document Number	0000013866
Instrument Date	Feb 26, 2026
Instrument	2026013866
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	EMPIRE TITLE AGENCY/AZ LLC, EMPIRE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 FORDHARN ROAD, CLIFTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 9, 2023
Property Address	491 VALLEY RD, MONTCLAIR, NJ 07043-1852
Document Number	0000008507
Instrument Date	Feb 2, 2023
Instrument	2023008507
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 HIGHVIEW TER, BLOOMFIELD, NJ 07003-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 VALLEY RD, MONTCLAIR, NJ 07043-1852

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,300 (-) Land $372,000 Building $30,300	$402,300 (-) Land $372,000 Building $30,300
2025	$14,145.00 (+3.32%)	$402,300 (-26.51%) Land $372,000 Building $30,300	$402,300 (-26.51%) Land $372,000 Building $30,300
2024	$13,690.00 (-23.94%)
2023		$547,400 Land $372,000 Building $175,400	$547,400 Land $372,000 Building $175,400
2022	$17,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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