485 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 485 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,547 sqft · built 1927
Lot Size	0.203 acres (8,820 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Jun 2026)
Tax Bill	$21,286 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02504-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`13-02504-0000-00045`
Alternative APN	`130250400045`

Interior

Stories	2 Stories
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	8,820 sqft (0.203 acres)
Lot Dimensions	210 ft deep x 42 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130250400045
Street Address	485 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	42X210 IRR
Legal Block	2504
Legal Lot Number	45
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3005
Census Tract	16300

Owner

485 Valley Rd is owned by a company that bought it in June 2026.

Source: Essex County and Montclair Township records, as of July 17, 2026

Owner of Record	Company Name on File
Mailing Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852
Owner Type	Company
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY
Jul 29, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 21, 2017	Deed, Transfer POLISH AND SLAVIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	202637169
Prior Transfer Date	Jul 20, 1991
Prior Transfer Doc	5177000290
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 3, 2026
Property Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852
Document Number	0000037169
Instrument Date	May 27, 2026
Instrument	202637169
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Tax	$136,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 29, 2021
Property Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852
Document Number	0000092780
Instrument Date	Jul 16, 2021
Instrument	2021092780
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,056.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 TOTH CT, 17, CLIFTON, NJ 07014-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852

Mortgage

Document Number	0000092781
Date	Jul 29, 2021
Instrument	2021092781

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 21, 2017
Property Address	485 VALLEY RD, MONTCLAIR, NJ 07043-1852
Document Number	0000063093
Instrument Date	Jun 14, 2017
Instrument	2017063093
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	KENWORTH TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 TOTH CT, 17, CLIFTON, NJ 07014-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TOTH CT, CLIFTON, NJ 07014-1200

Mortgage

Document Number	0000063097
Date	Jul 21, 2017
Instrument	2017063097

Lender

Name	POLISH AND SLAVIC FCU
Type	Credit Union
Address	BROOKLYN, NY 11222

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 485 Valley Rd was $21,286, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,400 (-) Land $333,100 Building $272,300	$605,400 (-) Land $333,100 Building $272,300
2025	$21,286.00 (+3.33%)	$605,400 Land $333,100 Building $272,300	$605,400 Land $333,100 Building $272,300
2024	$20,601.00
2023		$605,400 Land $333,100 Building $272,300	$605,400 Land $333,100 Building $272,300
2022	$19,619.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 485 Valley Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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