Essex County and Montclair Township property record for 481 Valley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 4,487 sqft · built 2006 |
| Lot Size | 0.438 acres (19,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Feb 2007) |
| Tax Bill | $46,039 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02504-0000-00044-01 |
| Primary APN | 13-02504-0000-00044-01 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,487 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 19,058 sqft (0.438 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 13025040000000440001 |
|---|---|
| Street Address | 481 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 19057SF |
| Legal Block | 2504 |
| Legal Lot Number | 44.1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 VALLEY RD, MONTCLAIR, NJ 07043-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2007 · Amount on Record |
| Deed Sale | Feb 20, 2007 · Amount on Record |
| Deed Book / Page | 12032 / 6453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 481 VALLEY RD, MONTCLAIR, NJ 07043-1852 |
| Document Number | 0000086492 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 481 VALLEY RD MONTCLAIR NJ 070431852, MONTCLAIR, NJ 07043-1852 |
| Document Number | 0000086492 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 86492 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | 450 PENN ST, READING, PA 19602-1011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,309,400 (-) Land $420,300 Building $889,100 | $1,309,400 (-) Land $420,300 Building $889,100 | |
| 2025 | $46,039.00 (+3.32%) | $1,309,400 (-) Land $420,300 Building $889,100 | $1,309,400 (-) Land $420,300 Building $889,100 |
| 2024 | $44,558.00 (+3.5%) | ||
| 2023 | $1,309,400 Land $420,300 Building $889,100 | $1,309,400 Land $420,300 Building $889,100 | |
| 2022 | $43,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 159 units insured incl. 154 condo units |
| Nearby Flood Claims | 8 (1978–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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