491 Rumer Station, Red House, WV 25168 Property Records

Putnam County property record for 491 Rumer Station, Red House, WV 25168

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,563 sqft · built 2018
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2020)
Tax Bill	$3,202 (2026)
Deeds & Mortgages	Mar 2017 Construction Loan Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-162E-0043.0000`

Property Details

APN / Parcel Number

Primary APN	`02-162E-0043.0000`
Alternative APNs	`40-02-162E-0043.0000` `00050517`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,563 sqft Living Area
1st Floor Area	4,544 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00050517
Street Address	491 RUMER STA
City	RED HOUSE
State	WV
Zip	25168-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 491 RUMER STATION (0.37 AC)
Legal Subdivision	RUMER STATE SUBDIVISION
Legal Lot Number	491
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3032
Census Tract	20200

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 RUMER STA, RED HOUSE, WV 25168-6802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2017	Deed of Trust, Mortgage · Construction Mortgage PUTNAM COUNTY BANK
Jan 16, 2018	Deed of Trust, Mortgage · ARM PIONEER WEST VIRGINIA FCU
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20204896770003
Deed Book / Page	591 / 656
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	491 RUMER STA, RED HOUSE, WV 25168-6802
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1154/543
Date	Mar 14, 2017
Book Page	1154/543
Instrument	004168150008

Lender

Name	PUTNAM COUNTY BANK
Address	HURRICANE, WV 25526

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	491 RUMER STA, RED HOUSE, WV 25168-6802
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1179/760
Date	Jan 16, 2018
Book Page	1179/760
Instrument	004322380023

Lender

Name	PIONEER WEST VIRGINIA FCU
Type	Credit Union
Address	CHARLESTON, WV 25301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 23, 2028
Min Rate At Change	2.74%
Max Rate At Change	4.74%
Index	10-Year TN
Max Rate	4.74%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Sep 3, 2020
Property Address	491 RUMER STA, RED HOUSE, WV 25168-6802
Document Number	591/656
Book / Page	591 / 656
Map Reference	PC E SLIDE 195
Instrument Date	Sep 2, 2020
Instrument	004896770003
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,606.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 RUMER STA, RED HOUSE, WV 25168-6802

Mortgage

Document Number	004896780016
Date	Sep 3, 2020
Instrument	004896780016

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,202.00 (+6.7%)	$256,080 (+7.86%) Land $41,400 Building $214,680	$426,800 (+7.86%) Land $69,000 Building $357,800
2025	$3,001.00 (+20.76%)	$237,420 (+16.08%) Land $34,500 Building $202,920	$395,700 (+16.08%) Land $57,500 Building $338,200
2023	$2,485.00 (-1.74%)	$204,540 (-2.54%) Land $24,600 Building $179,940	$340,900 (-2.54%) Land $41,000 Building $299,900
2022	$2,529.00	$209,880 Land $29,580 Building $180,300	$349,800 Land $49,300 Building $300,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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