490 Rumer Station, Red House, WV 25168 Property Records

Putnam County property record for 490 Rumer Station, Red House, WV 25168

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,723 sqft · built 2014
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Dec 2014)
Tax Bill	$3,038 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-162E-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`02-162E-0031.0000`
Alternative APNs	`40-02-162E-0031.0000` `00053850`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,723 sqft Living Area
1st Floor Area	2,512 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00053850
Street Address	490 RUMER STA
City	RED HOUSE
State	WV
Zip	25168-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 490 RUMER STATION SUBD (0.23 AC)
Legal Subdivision	RUMER STATION SUB
Legal Lot Number	490
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3033
Census Tract	20200

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 RUMER STA, RED HOUSE, WV 25168-6809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Sep 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2014 · Amount on Record
Deed Sale	Dec 2, 2014 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Book / Page	537 / 570
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	0537000570
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	490 RUMER STA, RED HOUSE, WV 25168-6809
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/632
Date	Sep 23, 2021
Book Page	1300/632

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	490 RUMER STA, RED HOUSE, WV 25168-6809
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001336/3
Date	Nov 18, 2022
Book Page	1336/3
Instrument	005351250009

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Sep 23, 2021
Property Address	490 RUMER STA, RED HOUSE, WV 25168-6809
Document Number	600/907
Book / Page	600 / 907
Map Reference	PC D SLIDE 353
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 RUMER STA, RED HOUSE, WV 25168-6809

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,038.00 (+3.62%)	$243,000 (+4.76%) Land $33,120 Building $209,880	$405,000 (+4.76%) Land $55,200 Building $349,800
2025	$2,932.00 (+7.32%)	$231,960 (+3.15%) Land $27,600 Building $204,360	$386,600 (+3.15%) Land $46,000 Building $340,600
2023	$2,732.00 (+0.55%)	$224,880 (-0.24%) Land $19,740 Building $205,140	$374,800 (-0.24%) Land $32,900 Building $341,900
2022	$2,717.00	$225,420 Land $23,700 Building $201,720	$375,700 Land $39,500 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Rumer Station

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures