Putnam County property record for 475 Rumer Station, Red House, WV 25168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,553 sqft · built 2017 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200 (Aug 2021) |
| Tax Bill | $4,105 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-162E-0044.0000 |
| Primary APN | 02-162E-0044.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,553 sqft Living Area |
| 1st Floor Area | 2,484 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00054826 |
|---|---|
| Street Address | 475 RUMER STA |
| City | RED HOUSE |
| State | WV |
| Zip | 25168-6802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 475 RUMER STATION (0.37 AC) |
| Legal Subdivision | RUMER STATION |
| Legal Lot Number | 475 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20200 |
475 Rumer Station is owned and occupied by two individuals who bought it in August 2021.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 13, 2017 | Deed of Trust, Mortgage PUTNAM COUNTY BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 13, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Deed Document Number | 20215104540002 |
| Deed Book / Page | 600 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1178/614 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 1178/614 |
| Instrument | 004309510017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1194/940 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 1194/940 |
| Instrument | 004462880017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1152/476 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 1152/476 |
| Instrument | 004157280008 |
| Name | PUTNAM COUNTY BANK |
|---|---|
| Type | Bank |
| Address | HURRICANE, WV 25526 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1275/603 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 1275/603 |
| Instrument | 004974460016 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Feb 13, 2017 |
| Property Address | 475 RUMER STA, RED HOUSE, WV 25168-6802 |
| Document Number | 0556/420 |
| Book / Page | 0556 / 420 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Tax | $154.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 546, ELEANOR, WV 25070-0546 |
The 2026 property tax bill for 475 Rumer Station was $4,105, up 6.5% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,105.00 (+6.46%) | $328,320 (+7.63%) Land $41,400 Building $286,920 | $547,200 (+7.63%) Land $69,000 Building $478,200 |
| 2025 | $3,856.00 | $305,040 Land $34,500 Building $270,540 | $508,400 Land $57,500 Building $450,900 |
| 2023 | $3,326.00 (+5.29%) | $273,780 (+4.44%) Land $24,600 Building $249,180 | $456,300 (+4.44%) Land $41,000 Building $415,300 |
| 2022 | $3,159.00 | $262,140 Land $29,580 Building $232,560 | $436,900 Land $49,300 Building $387,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Rumer Station in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Rumer Station is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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