491 N Orange St, Inlet Beach, FL 32461 Property Records

Walton County property record for 491 N Orange St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2018
Lot Size	0.405 acres (17,685 sqft)
Owner	Company Name on Record
Tax Bill	$6,804 (2024)
Deeds & Mortgages	Jul 2022 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16092-000-0010`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16092-000-0010`
Alternative APN	`1050686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	3,521 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,685 sqft (0.405 acres)
Lot Dimensions	23.6 ft deep x 7.5 ft wide
Garage Type	Mixed
Garage Area	624 sqft

Exterior Amenities

Porch	Porch
Porch Area	707 sqft
Deck Area	Deck Area
Fence	Fence
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1050686
Street Address	491 N ORANGE ST
City	INLET BEACH
State	FL
Zip	32461-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1: COMMENCE AT THE NORTHWEST CORNER OF U.S. GOVERNMENT LOT 34, ACCORDING TO THE OFFICIAL PLAT OF THE SURVEY OF SECTION
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	OF S/D
Legal Lot Number	1,34
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 CYPRESSGLADE LN, MIDLAND CITY, AL 36350-4404
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer DIAMOND TITLE AGENCY INC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage JAMES B NUTTER & CO
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO
Jul 18, 2018	Deed of Trust, Mortgage · VA Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025
Deed Sale	Jul 17, 2025
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20250025275
Deed Book / Page	3364 / 4767
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 1, 2022
Property Address	491 N ORANGE ST, INLET BEACH, FL 32461-7305
Document Number	0032583320
Book / Page	3258 / 3320
Instrument Date	Jun 23, 2022
Instrument	20220030985
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$10,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 MACY LN, 17, SANTA ROSA BEACH, FL 32459-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CYPRESSGLADE LN, MIDLAND CITY, AL 36350-4404

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	491 N ORANGE ST, INLET BEACH, FL 32461-7305
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 N ORANGE ST, INLET BEACH, FL 32461-7305

Mortgage

Document Number	0032330529
Date	Jan 3, 2022
Book Page	3233/529
Instrument	20220000094

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	491 N ORANGE ST, INLET BEACH, FL 32461-7305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 N ORANGE ST, ROSEMARY BEACH, FL 32461-7305

Mortgage

Document Number	0031650021
Date	Oct 20, 2020
Book Page	3165/21
Instrument	20200041803

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	491 N ORANGE ST, INLET BEACH, FL 32461-7305
Document Number	0030800368
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 611155 ROSEMARY BEACH FL 324611001, ROSEMARY BEACH, FL 32461-1001

Mortgage

Document Number	0030800368
Date	Jul 23, 2018
Book Page	003080/000368
Instrument	24479

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$744,976 (-) Land $353,125 Building $391,851	$744,976 (-) Land $353,125 Building $391,851
2024	$6,804.00 (+0.52%)
2023	$6,769.00 (+146.41%)	$744,976 (+66.53%) Land $353,125 Building $391,851	$744,976 (+66.53%) Land $353,125 Building $391,851
2022	$2,747.00 Homeowner's exemption	$447,344 Land $108,494 Building $338,850	$447,344 Land $108,494 Building $338,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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