481 N Orange St, Inlet Beach, FL 32461 Property Records

Walton County property record for 481 N Orange St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1995
Lot Size	0.405 acres (17,685 sqft)
Owner	Individual Name on File
Last Sale	$887,000 (Sep 2023)
Tax Bill	$4,677 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16092-000-0020`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16092-000-0020`
Alternative APN	`1050687`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	1,804 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,685 sqft (0.405 acres)
Lot Dimensions	23.6 ft deep x 7.5 ft wide

Exterior Amenities

Pool Area	300 sqft
Porch	Porch
Porch Area	340 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1050687
Street Address	481 N ORANGE ST
City	INLET BEACH
State	FL
Zip	32461-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ED FRANKLINS UNREC PLAT OF US GOV LOT 34 SEC 25-3S-18W DESC AS COM NW/COR GOV LOT 34, E 400 FT, S 75 FT FOR POB, S 75
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	ED FRANKLIN S/D OF LOT 34 UNRC
Legal Lot Number	2,34
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

481 N Orange St is owned by an individual who bought it in September 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	25261 BALMORAL DR, SHOREWOOD, IL 60404-8372
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Commercial Mortgage FORTRESS BANK
Nov 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Nov 9, 2022 · Amount on File
Deed Document Number	20230033497
Deed Book / Page	3302 / 991
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 18, 2023
Property Address	481 N ORANGE ST, INLET BEACH, FL 32461-7305
Document Number	0033020991
Book / Page	3302 / 991
Instrument Date	Sep 14, 2023
Instrument	20230033497
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 N WALTON LAKESHORE DR, INLET BEACH, FL 32461-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25261 BALMORAL DR, SHOREWOOD, IL 60404-8372

Mortgage

Document Number	0003302993
Date	Sep 18, 2023
Instrument	3302/993

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2028

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 9, 2022
Property Address	481 N ORANGE ST, INLET BEACH, FL 32461-7305
Document Number	0032722579
Book / Page	3272 / 2579
Instrument Date	Nov 3, 2022
Instrument	20220049183
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5654 MYRON CLARK RD, 5654, MC CALLA, AL 35111-3548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 N ORANGE ST, INLET BEACH, FL 32461-7305

Mortgage

Document Number	0032722581
Date	Nov 9, 2022
Instrument	3272/2581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$548,639 Land $353,125 Building $195,514	$548,639 Land $353,125 Building $195,514
2024	$4,677.00 (+0.15%)
2023	$4,670.00 (+118.43%)	$514,057 (+108.27%) Land $353,125 Building $160,932	$514,057 (+108.27%) Land $353,125 Building $160,932
2022	$2,138.00	$246,823 Land $108,494 Building $138,329	$246,823 Land $108,494 Building $138,329

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 481 N Orange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 N Orange St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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