265 N Orange St, Inlet Beach, FL 32461 Property Records

Walton County property record for 265 N Orange St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,597 sqft · built 1994
Lot Size	0.516 acres (22,477 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2021)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16100-000-0440`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16100-000-0440`
Alternative APN	`1082607`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,597 sqft Living Area
Gross Area	2,281 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	15 ft deep x 15 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	684 sqft
Fence	Fence
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1082607
Street Address	265 N ORANGE ST
City	INLET BEACH
State	FL
Zip	32461-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 150.77FT OF N 150FT OF LOT 44 SEC 36-3S-18W OR 803-118 OR 808-44 OR 1021-104 OR 3206-1580
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	OF SEC 36-3S-18
Legal Lot Number	44
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2041
Census Tract	950610

Owner

265 N Orange St is owned and occupied by an individual who bought it in July 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	265 N ORANGE ST, ROSEMARY BEACH, FL 32461-7303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2021 · Amount on File
Deed Sale	Jul 11, 2021 · Amount on File
Deed Document Number	0032061580
Deed Book / Page	3206 / 1580
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0032061580
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	265 N ORANGE ST, INLET BEACH, FL 32461-7303
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 N ORANGE ST, INLET BEACH, FL 32461-7303

Mortgage

Document Number	0032923624
Date	Jun 16, 2023
Book Page	3292/3624
Instrument	20230021318

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 8, 2021
Property Address	265 N ORANGE ST, INLET BEACH, FL 32461-7303
Document Number	0032061580
Book / Page	3206 / 1580
Instrument Date	Jun 11, 2021
Instrument	20210034295
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 N ORANGE ST, 265, ROSEMARY BEACH, FL 32461-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 N ORANGE ST, ROSEMARY BEACH, FL 32461-7303

Mortgage

Document Number	32061582
Date	Jul 8, 2021
Instrument	3206/1582

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,706 Land $248,625 Building $156,081	$404,706 Land $248,625 Building $156,081
2024	$2,799.00 (+3.97%)
2023	$2,692.00 (-2.53%) Homeowner's exemption	$334,661 (-0.46%) Land $174,375 Building $160,286	$334,661 (-0.46%) Land $174,375 Building $160,286
2022	$2,762.00 Homeowner's exemption	$336,213 Land $193,556 Building $142,657	$336,213 Land $193,556 Building $142,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 N Orange St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 N Orange St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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