491 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 491 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,939 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$417,300 (Apr 2018)
Tax Bill	$5,593 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071623-0450`

Property Details

APN / Parcel Number

Primary APN	`071623-0450`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	2 Stories
Building Area	3,939 sqft Living Area
Gross Area	4,609 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	491 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/36-37 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B LOT 45 OR4532/269
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B
Legal Phase	3B
Legal Block	1
Legal Lot Number	45
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

491 Los Caminos St is owned and occupied by two individuals who bought it in April 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 16, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Deed Document Number	201825387
Deed Book / Page	4532 / 269
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	491 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049101846
Date	Mar 27, 2020
Book Page	4910/1846
Instrument	2020024469

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2018
Property Address	491 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7416
Document Number	0045320269
Book / Page	4532 / 0269
Map Reference	MB79 PG36&37
Instrument Date	Apr 13, 2018
Instrument	2018025387
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	PGP TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,921.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7416

Mortgage

Document Number	2018025388
Date	Apr 16, 2018
Instrument	2018025388

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 491 Los Caminos St was $5,593 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,865 (+2.7%)	$559,483 (-7.31%) Land $95,000 Building $464,483
2025	$5,593.00 (+12.08%) Homeowner's exemption	$429,275 (+2.9%)	$603,585 (-0.14%) Land $115,000 Building $488,585
2024	$4,990.00 (+1.94%) Homeowner's exemption	$417,177 (+3%)	$604,454 (-0.82%) Land $110,000 Building $494,454
2023	$4,895.00 (+2.73%) Homeowner's exemption	$405,026 (+3%)	$609,448 (+6.27%) Land $110,000 Building $499,448
2022	$4,765.00 Homeowner's exemption	$393,229	$573,495 Land $95,200 Building $478,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Los Caminos St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Los Caminos St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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