430 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 430 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Dec 2021)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071623-1110`

Property Details

APN / Parcel Number

Primary APN	`071623-1110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	2,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	332 sqft
Porch	Finished Screened Porch
Porch Area	218 sqft
Deck Area	Deck Area
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/29-30 LAS CALINAS PARCEL 3A UNIT 2 PHASE 2 LOT 111 OR5449/852
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	111
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	20606

Owner

430 Los Caminos St is owned and occupied by two individuals who bought it in December 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	2021137333
Deed Book / Page	5449 / 852
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 20, 2021
Property Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Document Number	0054490852
Book / Page	5449 / 852
Map Reference	MB 68 PG 29&30
Instrument Date	Dec 13, 2021
Instrument	2021137333
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 BARRINGTON DR, PALM COAST, FL 32137-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411

Mortgage

Document Number	0005449854
Date	Dec 20, 2021
Instrument	5449/854

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044131664
Date	Aug 1, 2017
Book Page	4413/1664
Instrument	2017052900

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044131681
Date	Aug 1, 2017
Book Page	4413/1681
Instrument	2017052901

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411

Mortgage

Document Number	0051171004
Date	Dec 7, 2020
Book Page	5117/1004
Instrument	2020111031

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 16, 2019
Property Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Document Number	0047251898
Book / Page	4725 / 1898
Map Reference	MB 68 PG 29&30
Instrument Date	May 15, 2019
Instrument	2019034198
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 RUBI WAY, 92, SAINT AUGUSTINE, FL 32095-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411

Mortgage

Document Number	2019034199
Date	May 16, 2019
Instrument	2019034199

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Los Caminos St was $3,951 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,610 (+2.7%)	$413,391 (-3.91%) Land $95,000 Building $318,391
2025	$3,951.00 (+12.76%) Homeowner's exemption	$307,313 (+2.9%)	$430,210 (+0.21%) Land $115,000 Building $315,210
2024	$3,504.00 (+2.01%) Homeowner's exemption	$298,652 (+3%)	$429,312 (+3.85%) Land $110,000 Building $319,312
2023	$3,435.00 (+3%) Homeowner's exemption	$289,953 (+3%)	$413,404 (+7.34%) Land $110,000 Building $303,404
2022	$3,335.00 Homeowner's exemption	$281,508	$385,150 Land $95,200 Building $289,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Los Caminos St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Los Caminos St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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