486 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 486 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	Company Name on File
Last Sale	$401,000 (Apr 2021)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071623-1140`

Property Details

APN / Parcel Number

Primary APN	`071623-1140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	486 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/36-37 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B LOT 114 OR5245/237
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B
Legal Phase	3B
Legal Block	1
Legal Lot Number	114
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	20606

Owner

486 Los Caminos St is owned by a company that bought it in April 2021 and is owner-occupied.

Source: St. Johns County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	486 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	202145187
Deed Book / Page	5245 / 237
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2021
Property Address	486 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Document Number	0052450237
Book / Page	5245 / 237
Map Reference	MB 79 PG 36&37
Instrument Date	Apr 15, 2021
Instrument	2021045187
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,807.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 LOS CAMINOS ST, 486, ST AUGUSTINE, FL 32095-7411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	486 LOS CAMINOS ST, ST AUGUSTINE, FL 32095-7411

Mortgage

Document Number	5245239
Date	Apr 22, 2021
Instrument	5245/239

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.84%
Index	Prime Rate
Max Rate	8.84%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	486 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411

Mortgage

Document Number	0050761425
Date	Oct 21, 2020
Book Page	5076/1425
Instrument	2020093381

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	486 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7411
Document Number	0045040800
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	486 LOS CAMINOS ST ST AUGUSTINE FL 320957411, ST AUGUSTINE, FL 32095-7411

Mortgage

Document Number	0045040800
Date	Feb 16, 2018
Book Page	004504/000800
Instrument	10712

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 486 Los Caminos St was $3,061 with a homeowner's exemption, up 13.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,791 (+2.7%)	$399,316 (-3.78%) Land $95,000 Building $304,316
2025	$3,061.00 (+13.41%) Homeowner's exemption	$241,277	$414,990 Land $115,000 Building $299,990
2024	$2,699.00 (+2.08%)
2023	$2,644.00 (+3.24%) Homeowner's exemption	$227,648 (+3%)	$415,755 (+5.98%) Land $110,000 Building $305,755
2022	$2,561.00 Homeowner's exemption	$221,017	$392,291 Land $95,200 Building $297,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Los Caminos St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Los Caminos St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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