491 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 491 Kettle Harbor Dr, Placida, FL 33946 · Last verified December 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.307 acres (13,377 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,793 (2025)
Flood Zone	Zone AE (high risk)
APN	`41-20-33-476-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-33-476-002`
Alternative APNs	`0088357-004200-4` `10004660420`

Exterior

Lot Area	13,377 sqft (0.307 acres)
Lot Dimensions	147 ft deep x 91 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004660420
Old Parcel Number	00883570042004
Street Address	491 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PIE 004 000E 0062 PALM ISLAND ESTATES UNIT 4 BLK E LT 62 556/984 993/1492 1067/747
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES
Legal Block	E
Legal Lot Number	62
Legal Unit	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2031
Census Tract	30402

Owner

Source: Charlotte County records · APN 41-20-33-476-002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2600 BEACH TRL APT 1A, 1A, INDIAN ROCKS BEACH, FL 33785-3100
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 1989
Deed Sale	Oct 01, 1989
Deed Document Number	1989106700747
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (-13.13%)	$168,932 (+19.69%)	$198,744 (-) Land $198,744
2023	$3,215.00 (+13.44%)	$141,139 (+0.83%)	$198,744 (+41.99%) Land $198,744
2022	$2,834.00	$139,973 Land $139,973	$139,973 Land $139,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 677 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured 769 under condo master policies
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025, rainfall accumulation
Claims By Storm	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P21 “Bocilla Island”
Unit Type	System Unit
Designated	November 16, 1990
NFIP Eligibility	Not eligible for structures built after the November 16, 1990 cutoff private flood insurance only

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.