Charlotte County property record for 481 Kettle Harbor Dr, Placida, FL 33946 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,158 sqft · built 1996 |
| Lot Size | 0.232 acres (10,086 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,500,000 (Feb 2024) |
| Tax Bill | $11,430 (2025) |
| Deeds & Mortgages | May 2026 Transfer Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412033476001 |
| Primary APN | 412033476001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,158 sqft Living Area |
| Gross Area | 3,475 sqft Gross Area |
| Upper Floors Area | 476 sqft Upper Floors |
| Stories | 2 Stories |
| Flooring | Vinyl/Resilient |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,086 sqft (0.232 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Patio Area | 586 sqft Patio |
|---|---|
| Porch | Slab |
| Porch Area | 1,001 sqft Porch |
| View / Lot | Waterfront |
| Loading Dock | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883570043003 |
|---|---|
| Street Address | 481 KETTLE HARBOR DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM ISLAND EST UN4 BLK E LT 63 565/708 1085/2049 1398/961&62 1556/1122 1731/684 4001/454 UNREC DC-RFP 4745/655 3375200 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PALM ISLAND EST UN4 |
| Legal Tract | PIE |
| Legal Block | E |
| Legal Lot Number | 63 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 412033476001
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 481 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE PERPETUAL FINANCIAL GROUP INC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Sep 07, 1999 · Amount on Record |
| Deed Document Number | 20243375200 |
| Last Transfer Date | May 14, 2026 |
| Transfer Doc | 0003644997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 15, 2026 |
| Property Address | 481 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0003644997 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263644997 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 481 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0003375200 |
| Map Reference | MB 4 PG 13A-13E |
| Instrument Date | Feb 28, 2024 |
| Instrument | 3375200 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 SPORTSMAN CT, ROTONDA WEST, FL 33947-1908 |
| Name | Verified Name |
|---|---|
| Address | 1102 MOSAIC DR, CELEBRATION, FL 34747-4037 |
| Document Number | 0003375201 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 3375201 |
| Name | THE PERPETUAL FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 481 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0047450655 |
| Book / Page | 4745 / 655 |
| Map Reference | MB 4 PG 13A-13E |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2929668 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 481 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 4745659 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 4745/659 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2036 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,430.00 (-13.99%) | $599,273 (+86.09%) Land $144,906 Building $454,367 | $599,273 (+12.61%) Land $144,906 Building $454,367 |
| 2024 | $13,289.00 (+108.49%) | ||
| 2023 | $6,374.00 (+3.88%) Homeowner's exemption Widower's exemption | $322,035 (+3%) | $532,164 (-12.48%) Land $170,478 Building $361,686 |
| 2022 | $6,136.00 Homeowner's exemption Widower's exemption | $312,655 | $608,034 Land $120,065 Building $487,969 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P21 “Bocilla Island” |
| Unit Type | System Unit |
| Designated | November 16, 1990 |
| NFIP Eligibility | Not eligible (built 1996) built after the November 16, 1990 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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