480 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 480 Kettle Harbor Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1981
Lot Size	0.308 acres (13,420 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Mar 2021)
Tax Bill	$8,718 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`41-20-33-427-009`

Property Details

APN / Parcel Number

Primary APN	`41-20-33-427-009`
Alternative APNs	`0088357-003800-0` `10004660389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,689 sqft
Upper Floors Area	560 sqft

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pile
Roof Material	Shingle
Lot Area	13,420 sqft (0.308 acres)
Lot Dimensions	122 ft deep x 110 ft wide

Exterior Amenities

Pool Area	286 sqft
Porch	Porch
Porch Area	1,135 sqft
Deck Area	28 sqft
Patio Area	480 sqft
Fence	Fence
Loading Dock	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004660389
Old Parcel Number	00883570038000
Street Address	480 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PIE 004 000E 0058 PALM ISLAND ESTATES UN 4 BLK ELT 58 441/202 563/1771 638/1051 1083/1569 PR14-942-JDJ
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES
Legal Block	E
Legal Lot Number	58
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2032
Census Tract	30402

Owner

Source: Charlotte County records · APN 41-20-33-427-009

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 E CHURCH ST UNIT 913, 913, ORLANDO, FL 32801-2989
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2915610
Deed Book / Page	4725 / 1165
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 12, 2021
Property Address	480 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0047251165
Book / Page	4725 / 1165
Map Reference	MB 4 PG 13
Instrument Date	Mar 08, 2021
Instrument	2915610
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 BAYSHORE BLVD UNIT 116, 4907, TAMPA, FL 33611-3875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CHURCH ST UNIT 913, 913, ORLANDO, FL 32801-2989

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,718.00 (-25.17%)	$527,316 (-9.73%)	$416,357 (-1.85%) Land $228,690 Building $187,667
2023	$11,650.00 (+9.61%)	$584,140 (+9.77%)	$424,212 (-20.28%) Land $228,690 Building $195,522
2022	$10,629.00	$532,128 Land $161,063 Building $371,065	$532,128 Land $161,063 Building $371,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P21 “Bocilla Island”
Unit Type	System Unit
Designated	Nov 16, 1990
NFIP Eligibility	Eligible (built 1981) built before the Nov 16, 1990 cutoff

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, T-Mobile USA.

Based on FCC filings for 102 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.