Lincoln County property record for 491 Harmony Grove Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,162 sqft · built 2003 |
| Lot Size | 9.46 acres (412,078 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,852 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-40-20-000-000-002.002 |
| Primary APN | 09-40-20-000-000-002.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Basement Area | 1,037 sqft |
| Unfinished Basement | 1,037 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 412,078 sqft (9.46 acres) |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 491 HARMONY GROVE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.46 AC IN THE NE PT OF THE NWNE OF SECT 20 |
| Legal Range | 01E |
| Legal Township | 50N |
| Legal Section | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 810309 |
491 Harmony Grove Rd is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 HARMONY GROVE RD, TROY, MO 63379-5752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 491 Harmony Grove Rd was $2,852.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,838 (-) Land $3,502 Building $45,336 | ||
| 2025 | $2,852.00 | $48,838 Land $3,502 Building $45,336 | $257,040 Land $18,430 Building $238,610 |
| 2023 | $2,796.00 (+8.46%) | $45,763 Land $3,350 Building $42,414 | $240,860 Land $17,630 Building $223,230 |
| 2022 | $2,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Harmony Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Harmony Grove Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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