Lincoln County property record for 448 Harmony Grove Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1970 |
| Lot Size | 10.5 acres (460,429 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,998 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-40-20-000-000-005.000 |
| Primary APN | 09-40-20-000-000-005.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Basement Area | 1,688 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 460,429 sqft (10.5 acres) |
| Garage Area | 659 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 448 HARMONY GROVE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.57 AC PT SEC 20 & 21, SURVEY PS2/85.1 |
| Legal Range | 01E |
| Legal Township | 50N |
| Legal Section | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 810309 |
448 Harmony Grove Rd is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 HARMONY GROVE RD, TROY, MO 63379-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 448 Harmony Grove Rd was $1,998.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,613 (-) Land $3,506 Building $31,107 | ||
| 2025 | $1,998.00 | $34,613 Land $3,506 Building $31,107 | $182,170 Land $18,450 Building $163,720 |
| 2023 | $1,968.00 (+4.02%) | $32,486 Land $3,354 Building $29,133 | $170,980 Land $17,650 Building $153,330 |
| 2022 | $1,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Harmony Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Harmony Grove Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Brightspeed DSL | 10 / 1 |
May also be available: Spectrum, Systec Wireless Communications.
4G LTE (outdoors only), no 5G reported
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