Lincoln County property record for 540 Harmony Grove Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,393 sqft · built 1910 |
| Lot Size | 150 acres (6,534,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,295 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-40-17-000-000-018.003 |
| Primary APN | 09-40-17-000-000-018.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Attic | Attic |
| Attic Area | 361 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,534,000 sqft (150 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 540 HARMONY GROVE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150.00 AC PT SE1/4 SECT 17 - LIES E OF CO RD |
| Legal Range | 01E |
| Legal Township | 50N |
| Legal Section | 17 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 810309 |
540 Harmony Grove Rd is owned and occupied by an individual.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 HARMONY GROVE RD, TROY, MO 63379-5751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 540 Harmony Grove Rd was $1,295.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,417 (-) Land $14,657 Building $12,760 | ||
| 2025 | $1,295.00 | $27,417 Land $14,657 Building $12,760 | $144,300 Land $77,140 Building $67,160 |
| 2023 | $1,233.00 (+2.24%) | $25,924 Land $14,505 Building $11,419 | $136,440 Land $76,340 Building $60,100 |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Harmony Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Harmony Grove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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