Bay County property record for 491 German Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,043 sqft · built 1911 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual on Record |
| Last Sale | $170,000 (Jul 2025) |
| Tax Bill | $1,653 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-037-400-090-00 |
| Primary APN | 130-037-400-090-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 860 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lot Dimensions | 247 ft deep x 181 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 491 GERMAN RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 280.5 FT OF S 181.5 FT OF SE 1/4 OF SE 1/4, SEC 4 T13N R6E |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 04 |
| Jurisdiction | BAY MI |
| Township / Civil Division | PORTSMOUTH |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 285300 |
Source: Bay County assessment roll, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 5220 HEDGEWOOD DR, 607, MIDLAND, MI 48640-1952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2010 · Amount on Record |
| Deed Document Number | 20258794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 491 GERMAN RD, MUNGER, MI 48747-9739 |
| Document Number | 0000013091 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 491 GERMAN RD MUNGER MI 487479739, MUNGER, MI 48747-9739 |
| Document Number | 0000013091 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 13091 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2050 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Portsmouth Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,653.00 (+13.92%) Homeowner's exemption | $83,300 (+60.19%) | $166,600 (+60.19%) |
| 2023 | $52,000 | $104,000 | |
| 2022 | $1,451.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Air Advantage.
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