Bay County property record for 445 German Rd, Munger, MI 48747 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,835 sqft · built 2010 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,996 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-037-400-080-08 |
| Primary APN | 130-037-400-080-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Basement Area | 1,835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 250 ft deep x 201 ft wide |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 GERMAN RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 481.50 FT W FR SE COR OF SEC TH W 201 FT TH N 250 FT TH E 201 FT TH S 250 FT TO BEG. SEC.4,T13N, R6E |
| Jurisdiction | BAY MI |
| Township / Civil Division | PORTSMOUTH |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 285300 |
Source: Bay County records · APN 130-037-400-080-08
Assessment roll updated May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 GERMAN RD, MUNGER, MI 48747-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Intrafamily Transfer, Transfer |
| Dec 22, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2013 |
| Deed Sale | Jun 21, 2013 |
| Prior Sale | Jan 17, 2007 · Amount on Record |
| Deed Book / Page | 2970 / 270 |
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0000010444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 19, 2022 |
| Property Address | 445 GERMAN RD, MUNGER, MI 48747-9739 |
| Document Number | 0000010444 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 202210444 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 GERMAN RD # 5, 44, MUNGER, MI 48747-9739 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 GERMAN RD, MUNGER, MI 48747-9739 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 22, 2017 |
| Property Address | 445 GERMAN RD, MUNGER, MI 48747-9739 |
| Document Number | 0032550672 |
| Book / Page | 3255 / 672 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 3255-672 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 GERMAN RD, MUNGER, MI 48747-9739 |
| Document Number | 3255674 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 3255-674 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Portsmouth Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,996.00 (+66.42%) Homeowner's exemption | $225,000 (+10.84%) | $450,000 (+10.84%) |
| 2025 | $3,002.00 (-18.13%) Homeowner's exemption | $203,000 (+33.73%) | $406,000 (+33.73%) |
| 2023 | $151,800 | $303,600 | |
| 2022 | $3,667.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| AT&T | Fixed Wireless | 25 / 3 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Air Advantage. Availability varies by address; speeds are provider-advertised maximums, not measured.
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