Bay County property record for 389 German Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,128 sqft |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,000 (Aug 2006) |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-037-400-080-12 |
| Primary APN | 130-037-400-080-12 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 250 ft deep x 201 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 389 GERMAN RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ PT ON S LN S89?58'22"W 1084.50 FT FROM SE COR SEC 4, TH CONT S89?58'22"W 201 FT, TH PLL W/ E LN N0?08'49"E 250 FT, TH |
| Jurisdiction | BAY MI |
| Township / Civil Division | PORTSMOUTH |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 285300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 389 GERMAN RD, MUNGER, MI 48747-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on Record |
| Deed Sale | Aug 25, 2006 · Amount on Record |
| Deed Book / Page | 2466 / 482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 389 GERMAN RD, MUNGER, MI 48747-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104749 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 202104749 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Portsmouth Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 (+14.34%) Homeowner's exemption | $167,500 (+29.74%) | $335,000 (+29.74%) |
| 2023 | $129,100 | $258,200 | |
| 2022 | $3,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Air Advantage.
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