Contra Costa County property record for 482 Florence Dr, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft · built 1951 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,435,000 (Jun 2020) |
| Tax Bill | $19,177 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237-144-006-2 |
| Primary APN | 237-144-006-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 1,813 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 482 FLORENCE DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-5412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE VALLEY ESTATES LOT 9 |
| Legal Subdivision | LAFAYETTE VALLEY ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 351200 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Aug 1, 2019 | Deed of Trust, Mortgage · ARM PATELCO CU |
| Jun 1, 2020 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2004 · Amount on Record |
| Deed Document Number | 2020103662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 28, 2026 |
| Property Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000078843 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202678843 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000078843, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202678843 |
| Name | USALLIANCE FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000120687 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 2019-120687 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 12, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 1, 2020 |
| Property Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000103662 |
| Map Reference | MB 43 PG 4 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020-103662 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3208 LUCAS CIR, LAFAYETTE, CA 94549-5523 |
| Document Number | 0000103663 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020-103663 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 482 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000092369 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | SPL PLACER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 482 FLORENCE DR LAFAYETTE CA 945495412, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000092369 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 92369 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2033 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,600,763 (+2%) Land $1,204,757 Building $396,006 | |
| 2025 | $19,177.00 (+3.52%) | $1,569,377 (+4.04%) Land $1,181,135 Building $388,242 |
| 2023 | $18,525.00 (+1.55%) | $1,508,438 Land $1,135,271 Building $373,167 |
| 2022 | $18,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–1995) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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