4865 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4865 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 2020
Lot Size	0.516 acres (22,477 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2024)
Tax Bill	$3,376 (2024)
Deeds & Mortgages	Mar 2020 Construction Loan Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00F00-0010`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00F00-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Heated Area
1st Floor Area	2,353 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	3,000 ft deep x 750 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	071N27325300F000010
Street Address	4865 RED OAK DR
City	MILTON
State	FL
Zip	32583-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 1 BLK F AS DES IN OR 4493 PG 1620
Legal Range	27W
Legal Township	01N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	F
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4865 RED OAK DR, MILTON, FL 32583-2767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN
Feb 16, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Aug 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202416834
Deed Book / Page	4493 / 1620
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4865 RED OAK DR, MILTON, FL 32583-2767
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039290338
Date	Mar 16, 2020
Book Page	3929/338
Instrument	202012671

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 16, 2021
Property Address	4865 RED OAK DR, MILTON, FL 32583-2767
Document Number	0040711556
Book / Page	4071 / 1556
Map Reference	MB 11 PG 93-97
Instrument Date	Feb 11, 2021
Instrument	202109705
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 SKIPPER AVE, 923, FORT WALTON BEACH, FL 32547-7316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 RED OAK DR, MILTON, FL 32583-2767

Mortgage

Document Number	0040711563
Date	Feb 16, 2021
Book Page	4071/1563
Instrument	202109708

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 22, 2019
Property Address	4865 RED OAK DR, MILTON, FL 32583-2767
Document Number	0038621535
Book / Page	003862 / 001535
Instrument Date	Aug 20, 2019
Instrument	37283
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$248.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 SKIPPER AVE FORT WALTON BEACH FL 325477316, FORT WALTON BEACH, FL 32547-7316

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4865 RED OAK DR, MILTON, FL 32583-2767
Document Number	0037530996
Book / Page	003753 / 000996
Instrument Date	Jul 5, 2018
Instrument	32898
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	MITCHELL LAND AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,004.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	819 PINEDALE RD FORT WALTON BEACH FL 325472427, FORT WALTON BEACH, FL 32547-2427
Investor	Possibly a Property Investor

Mortgage

Document Number	37530998
Date	Aug 1, 2018
Book Page	003753/000998
Instrument	32899

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,376.00 (+6.77%)	$282,447 (+8.93%) Land $44,000 Building $238,447	$282,447 (+8.93%) Land $44,000 Building $238,447
2023	$3,162.00 (+1.61%)	$259,289 (+0.87%) Land $44,000 Building $215,289	$259,289 (+0.87%) Land $44,000 Building $215,289
2022	$3,112.00	$257,065	$257,065 Land $44,000 Building $213,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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