Monroe County property record for 4908 Red Oak Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,658 sqft · built 2021 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,995 (Sep 2020) |
| Tax Bill | $7,419 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-117-036-000 |
| Primary APN | 11-07-117-036-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,658 sqft |
| Unfinished Basement | 1,658 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Cooling System | Central |
|---|
| Street Address | 4908 RED OAK DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR3 |
| Legal Description | LOT 36 OAK VALLEY ESTATES |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | OAK VALLEY ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4908 RED OAK DR, WATERLOO, IL 62298-3071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 2020411243 |
| Last Transfer Date | May 2, 2024 |
| Transfer Doc | 0000433086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 24, 2020 |
| Property Address | 4908 RED OAK DR, WATERLOO, IL 62298-3071 |
| Document Number | 0000411243 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 411243 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 601 CROWN POINTE BELLEVILLE IL 622217828, BELLEVILLE, IL 62221-7828 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,419.00 Homeowner's exemption | $131,680 (+28.63%) Land $15,000 Building $116,680 | $395,040 (+28.63%) Land $45,000 Building $350,040 |
| 2024 | $7,419.00 | ||
| 2022 | Additional exemption filed | $102,370 Land $15,000 Building $87,370 | $307,110 Land $45,000 Building $262,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures