4834 Red Oak Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 4834 Red Oak Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,183 sqft · built 2022
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Feb 2022)
Tax Bill	$8,510 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-117-033-000`

Property Details

APN / Parcel Number

Primary APN	`11-07-117-033-000`

Interior

Bedrooms	3 Beds
Building Area	2,183 sqft Living Area
1st Floor Area	2,183 sqft
Basement Area	2,183 sqft
Unfinished Basement	2,183 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4834 RED OAK DR
City	WATERLOO
State	IL
Zip	62298-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR3
Legal Description	LOT 33 OAK VALLEY ESTATES
Legal Range	09W
Legal Township	03S
Legal Section	07
Legal Subdivision	OAK VALLEY ESTATES
Legal Lot Number	33
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2024
Census Tract	600501

Owner

4834 Red Oak Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4834 RED OAK DR, WATERLOO, IL 62298-3068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Feb 7, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Document Number	2022422517
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4834 RED OAK DR, WATERLOO, IL 62298-3068
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000419990
Date	Sep 30, 2021
Instrument	419990

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 7, 2022
Property Address	4834 RED OAK DR, WATERLOO, IL 62298-3068
Document Number	0000422517
Map Reference	MB 107 PG 151
Instrument Date	Jan 28, 2022
Instrument	422517
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4834 RED OAK DR, WATERLOO, IL 62298-3068

Mortgage

Document Number	0000422518
Date	Feb 7, 2022
Instrument	422518

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.63%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 11, 2021
Property Address	4834 RED OAK DR, WATERLOO, IL 62298-3068
Document Number	0000419008
Instrument Date	Aug 5, 2021
Instrument	419008
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$64.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 WILLIAMSBURG LN, WATERLOO, IL 62298-2000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4834 Red Oak Dr was $8,510, up 3.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,510.00 (+3.88%)	$144,440 Land $15,000 Building $129,440	$433,320 Land $45,000 Building $388,320
2024	$8,192.00
2022		$15,000 Land $15,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4834 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4834 Red Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon.

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