4900 Red Oak Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 4900 Red Oak Dr, Waterloo, IL 62298

Property Summary

Property TypeVacant Land
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$42,000 (Mar 2025)
Tax Bill$35 (2025)
Deeds & MortgagesDec 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN11-07-117-034-000

Property Details

APN / Parcel Number

Primary APN11-07-117-034-000

Exterior

Lot Area17,860 sqft (0.41 acres)

Location & Zoning

Street Address4900 RED OAK DR
CityWATERLOO
StateIL
Zip62298-3071
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeMR3
Legal DescriptionLOT 34 OAK VALLEY ESTATES
Legal Range09W
Legal Township03S
Legal Section07
Legal SubdivisionOAK VALLEY ESTATES
Legal Lot Number34
JurisdictionMONROE IL
Township / Civil Division8
Census Block Group2
Census Block2023
Census Tract600501

Owner

4900 Red Oak Dr, vacant land, is owned by two individuals who bought it in March 2025.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address722 W WHITE ST, MILLSTADT, IL 62260-1364
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2025 · Amount on File
Deed SaleMar 18, 2025 · Amount on File
Deed Document Number2025436821
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4900 RED OAK DR, WATERLOO, IL 62298-3071
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440312
DateDec 2, 2025
Instrument440312
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4900 Red Oak Dr was $35, down 2.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35.00 (-2.78%)$600 Land $600$1,800 Land $1,800
2024$36.00
2022$600 Land $600$1,800 Land $1,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4900 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Red Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000

May also be available: Verizon.

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