Bell County property record for 4905 Charter Oak Dr, Temple, TX 76502
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 1 ba · 2,450 sqft · built 1953 |
| Lot Size | 3.44 acres (150,151 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,246 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0438800000 |
| Primary APN | 0438800000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,450 sqft Gross Area |
| 1st Floor Area | 2,450 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 150,151 sqft (3.44 acres) |
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4905 CHARTER OAK DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-5735 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | GR |
| Legal Description | A0005BC N CHANCE, 96, OB 496 ACRES 3.447 |
| Legal Subdivision | N CHANCE |
| Legal Block | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20301 |
Source: Bell County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4905 CHARTER OAK DR, TEMPLE, TX 76502-5735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,246.00 (+1.94%) | $255,942 (-11.02%) | $257,691 (-10.41%) Land $127,272 Building $130,419 |
| 2023 | $4,165.00 (-21.04%) Homeowner's exemption Senior Citizen's exemption | $287,634 Land $110,037 Building $177,597 | $287,634 Land $110,037 Building $177,597 |
| 2022 | $5,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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