Bell County property record for 4809 Charter Oak Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1910 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $272 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0440010000 |
| Primary APN | 0440010000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Wood |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Canopy | 660 sqft |
| Storage Building | 117 sqft |
| Account Number | 803743 |
|---|---|
| Street Address | 4809 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | A0005BC N CHANCE, 118-1, BLK 497, ACRES 1.88 118-1, BLK 497, |
| Legal Subdivision | N CHANCE |
| Legal Block | 497 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20301 |
4809 Charter Oak Dr is owned and occupied by an individual who acquired it in September 2015.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 661, BELTON, TX 76513-0661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2015 |
| Deed Sale | Sep 10, 2015 |
| Deed Document Number | 201500045237 |
| Record Updated | Jun 7, 2026 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $272.00 (-33.98%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $135,746 Land $71,064 Building $64,682 | $135,746 Land $71,064 Building $64,682 |
| 2022 | $412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4809 Charter Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4809 Charter Oak Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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