Bell County property record for 4814 Charter Oak Dr, Temple, TX 76502
| Property Type | Residential Vacant Land |
|---|---|
| Details | 840 sqft |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,396 (2023) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0439490000 |
| Primary APN | 0439490000 |
|---|---|
| Alternative APNs |
|
| Building Area | 840 sqft |
|---|
| Lot Area | 149,411 sqft (3.43 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Account Number | 837387 |
|---|---|
| Street Address | 4814 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5732 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | GR |
| Legal Description | A0005BC N CHANCE, OB 510 & 511, (REM OF 4.017AC TR), ACRES 3.43 OB 510 & 511, (REM OF 4.017AC TR), |
| Legal Subdivision | N CHANCE |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20301 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 165 SHERIDAN LOOP, BELTON, TX 76513-7590 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 |
| Deed Sale | Nov 17, 2017 |
| Deed Document Number | 201700048892 |
| Last Transfer Date | Nov 21, 2017 |
| Transfer Doc | 0000048892 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 21, 2017 |
| Property Address | 4814 CHARTER OAK DR, TEMPLE, TX 76502-5732 |
| Document Number | 0000048892 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 48892 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3605 SANDS LN KILLEEN TX 765496034, KILLEEN, TX 76549-6034 |
| Document Number | 48893 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 48893 |
| Name | NATIONAL UNITED |
|---|---|
| Address | GATESVILLE, TX 76528 |
| Amount | Amount Recorded |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,396.00 (+8.66%) | $104,383 Land $104,383 | $104,383 Land $104,383 |
| 2022 | $2,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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