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4903 Caverness Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4903 Caverness Ct, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,176 sqft · built 1999
Lot Size0.293 acres (12,798 sqft)
OwnerIndividual Name on File
Last Sale$427,000 (Apr 2018)
Tax Bill$5,315 (2023)
Deeds & MortgagesApr 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-027654

Property Details

APN / Parcel Number

Primary APN01-027654
Alternative APNs
  • 1027654
  • 027654

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,176 sqft Total Area
1st Floor Area1,168 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,798 sqft (0.293 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area288 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number027654
Old Parcel Number1027654
Street Address4903 CAVERNESS CT
CityFREDERICK
StateMD
Zip21703-6828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 46 PLAT 2 SEC 1 12,798 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number46
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group1
Census Block1002
Census Tract752301

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4903 CAVERNESS CT, FREDERICK, MD 21703-6828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Apr 26, 2018Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2018 · Amount on Record
Deed SaleApr 26, 2018 · Amount on Record
Prior SaleDec 16, 2013 · Amount on Record
Deed Document Number0012383269
Deed Book / Page12383 / 269
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4903 CAVERNESS CT, FREDERICK, MD 21703-6828
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0136850232
DateApr 27, 2020
Book Page13685/232
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 26, 2018
Property Address4903 CAVERNESS CT, FREDERICK, MD 21703-6828
Document Number0123830269
Book / Page12383 / 0269
Map ReferenceMB57 PG162
Instrument DateApr 20, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCOMMONWEALTH LAND TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,067.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 CAVERNESS CT, FREDERICK, MD 21703-6828

Mortgage

Document Number0012383279
DateApr 26, 2018
Instrument12383/279
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,315.00$446,033$465,100 Land $103,800 Building $361,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

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