4902 Caverness Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4902 Caverness Ct, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1999
Square Footage2,462 sqft Total Area
Lot Size12,693 sqft (0.291 acres)
GarageAttached, 684 sqft
OccupancyOwner Occupied
Last Sale$318,961 (2012)
Tax Bill$5,559.00 (2023)

Property Details

APN / Parcel Number

Primary APN01-027581
Alternative APNs
  • 1027581
  • 027581

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,462 sqft Total Area
1st Floor1,478 sqft 1st Floor
Basement Area1,200 sqft Basement
Finished Basement1,200 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area12,693 sqft (0.291 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area684 sqft Garage
Deck Area464 sqft Deck
PorchOpen Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number027581
Old Parcel Number1027581
Street Address4902 CAVERNESS CT
CityFREDERICK
StateMD
Zip21703-6829
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 41 PLAT 2 SEC 1 12,693 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRCE SEC 01 02
Legal Lot Number41
JurisdictionFREDERICK MD
Minor Civil Division1, BUCKEYSTOWN
Census Blockgroup1
Census Block1002
Census Tract752301

Owner

Source: Frederick County records · APN 01-027581

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4902 CAVERNESS CT, FREDERICK, MD 21703-6829
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Apr 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2012 · Amount on Record
Deed SaleMar 26, 2012 · Amount on Record
Prior SaleDec 22, 2004 · Amount on Record
Deed Doc Number0008802204
Deed Book / Page8802 / 204
Record RefreshedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4902 CAVERNESS CT, FREDERICK, MD 21703-6829
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 CAVERNESS CT, FREDERICK, MD 21703-6829

Mortgage

Document Number0145880460
DateFeb 25, 2021
Book Page14588/460
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4902 CAVERNESS CT, FREDERICK, MD 21703-6829
Document Number0129870067
Instrument DateApr 20, 2019
Transaction TypeMortgage
Record UpdatedJun 06, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 CAVERNESS CT FREDERICK MD 217036829, FREDERICK, MD 21703-6829

Mortgage

Document Number0129870067
DateMay 24, 2019
Book Page012987/000067
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 23, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,559.00$466,867$488,500 Land $103,800 Building $384,700

Flood & Wildfire

4902 Caverness Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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