Frederick County property record for 4901 Caverness Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,876 sqft · built 1999 |
| Lot Size | 0.385 acres (16,747 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Apr 2020) |
| Tax Bill | $6,600 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-027662 |
| Primary APN | 01-027662 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,726 sqft Living Area |
| Gross Area | 4,166 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,747 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 027662 |
|---|---|
| Street Address | 4901 CAVERNESS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 47 PLAT 2 SEC 1 16,747 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE |
| Legal Lot Number | 47 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 752301 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4901 CAVERNESS CT, FREDERICK, MD 21703-6828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 23, 2020 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Aug 30, 2006 · Amount on Record |
| Deed Book / Page | 13679 / 74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4901 CAVERNESS CT, FREDERICK, MD 21703-6828 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0120960340 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 12096/0340 |
| Instrument | 12096-0340 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4901 CAVERNESS CT, FREDERICK, MD 21703-6828 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0148460184 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 14846/184 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 23, 2020 |
| Property Address | 4901 CAVERNESS CT, FREDERICK, MD 21703-6828 |
| Document Number | 0136790074 |
| Book / Page | 013679 / 000074 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4901 CAVERNESS CT FREDERICK MD 217036828, FREDERICK, MD 21703-6828 |
| Document Number | 136790081 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 013679/000081 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,533 (+26.09%) | $632,100 (+30.76%) Land $121,300 Building $510,800 | |
| 2025 | $6,600.00 (+19.96%) | ||
| 2023 | $5,502.00 | $462,000 | $483,400 Land $105,800 Building $377,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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