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4901 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4901 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,760 sqft Heated Area
Lot Size5,532 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2020)
Tax Bill$3,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN156133
Alternative APN
  • 232630066900013350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,760 sqft Heated Area
Gross Area2,290 sqft Gross Area
1st Floor1,760 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,532 sqft (0.126 acres)
Depth X Width111 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage
FenceFence
PorchOpen Porch
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number156133
Street Address4901 WINDBOURNE WAY
CitySAINT CLOUD
StateFL
Zip34772-6865
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 335
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number335
Legal Unit3A
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 156133

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STOCKTON MORTGAGE CORP
Jun 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 14, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STOCKTON MORTGAGE CORP
Jan 27, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2020 · Amount on Record
Deed SaleJul 14, 2020 · Amount on Record
Prior SaleJan 27, 2017 · Amount on Record
Deed Doc Number2020091095
Deed Book / Page5754 / 277
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865

Mortgage

Document Number0068742297
DateNov 03, 2025
Book Page6874/2297
Instrument2025136042
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865

Mortgage

Document Number0062242281
DateJun 02, 2022
Book Page6224/2281
Instrument2022085992
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueAug 01, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 14, 2020
Property Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865
Document Number0057540277
Book / Page5754 / 277
Map ReferenceMB 20 PG 31-36
Instrument DateJul 10, 2020
Instrument2020091095
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyA Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 W1NDBOURNE WAY, 4901, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 W OAK RIDGE RD # 192, 192, ORLANDO, FL 32809-4565

Mortgage

Document Number0005754279
DateJul 14, 2020
Instrument5754/279
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 27, 2017
Property Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865
Document Number0050922839
Book / Page5092 / 2839
Map ReferenceMB20 PG31
Instrument DateJan 20, 2017
Instrument2017015429
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyYOUR TITLE CONNECTION LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,382.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address905 COUNTRY CIRD, 905, KISSIMMEE, FL 34744

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6865

Mortgage

Document Number0050922841
DateJan 27, 2017
Instrument5092/2841
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,480.00 (+8.11%) Homeowner's exemption$237,302 (+7.44%)$303,300 (+8.48%) Land $75,000 Building $228,300
2023$3,219.00 (+3.67%) Homeowner's exemption$220,879 (+3%)$279,600 (+3.21%) Land $60,000 Building $219,600
2022$3,105.00 Homeowner's exemption$214,446$270,900 Land $55,000 Building $215,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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