4871 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4871 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage1,897 sqft Heated Area
Lot Size5,532 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$264,000 (2021)
Tax Bill$3,680.00 (2025)

Property Details

APN / Parcel Number

Primary APN156136
Alternative APN
  • 232630066900013380

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,897 sqft Heated Area
Gross Area2,495 sqft Gross Area
1st Floor1,238 sqft 1st Floor
Upper Floors659 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,532 sqft (0.126 acres)
Depth X Width111 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area480 sqft Garage
PorchOpen Porch
Porch Area118 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number156136
Street Address4871 WINDBOURNE WAY
CitySAINT CLOUD
StateFL
Zip34772-6867
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 338
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number338
Legal Unit3A
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 156136

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4871 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PANORAMA MORTGAGE GROUP LLC
Jun 25, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2021 · Amount on Record
Deed SaleJan 04, 2021 · Amount on Record
Prior SaleJun 25, 2018 · Amount on Record
Deed Doc Number2021000350
Deed Book / Page5863 / 2698
Record RefreshedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2021
Property Address4871 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Document Number0058632698
Book / Page5863 / 2698
Map ReferenceMB 20 PG 31
Instrument DateDec 31, 2020
Instrument2021000350
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6815 YORKWOOD ST, 6815, NAVARRE, FL 32566-6700

Transferred To (Grantee/Buyer)

NameVerified Name
Address4871 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867

Mortgage

Document Number0058632699
DateJan 04, 2021
Instrument5863/2699
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2018
Property Address4871 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Document Number0053560888
Book / Page005356 / 000888
Instrument DateJun 21, 2018
Instrument97579
Transaction TypeTransfer
Record UpdatedJul 18, 2018
Title CompanySIGNATURE TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,568.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4871 WINDBOURNE WAY ST CLOUD FL 347726867, ST CLOUD, FL 34772-6867

Mortgage

Document Number53560890
DateJun 25, 2018
Book Page005356/000890
Instrument97580
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,680.00 (+6.27%) Homeowner's exemption$248,494 (+5.99%)$315,500 (+7.09%) Land $75,000 Building $240,500
2023$3,463.00 (+3.59%) Homeowner's exemption$234,458 (+3%)$294,600 (+3.12%) Land $60,000 Building $234,600
2022$3,343.00 Homeowner's exemption$227,630$285,700 Land $55,000 Building $230,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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