4940 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4940 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,557 sqft Heated Area
Lot Size	5,532 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$140,990 (2012)
Tax Bill	$1,990.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`156173`
Alternative APN	`232630066900013750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,557 sqft Heated Area
Gross Area	1,957 sqft Gross Area
1st Floor	1,557 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,532 sqft (0.126 acres)
Depth X Width	111 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	385 sqft Garage
Patio Area	35 sqft Patio
Porch	Open Porch
Porch Area	15 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	156173
Street Address	4940 WINDBOURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-6859
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 375
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	669
Legal Block	1
Legal Lot Number	375
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 156173

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4940 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6859
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2012 · Amount on Record
Deed Sale	Mar 20, 2012 · Amount on Record
Prior Sale	Jan 04, 2010 · Amount on Record
Deed Doc Number	2012039117
Deed Book / Page	4245 / 0956
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4940 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6859
Document Number	0052562534
Book / Page	005256 / 002534
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 WINDBOURNE WAY ST CLOUD FL 347726859, ST CLOUD, FL 34772-6859

Mortgage

Document Number	0052562534
Date	Dec 19, 2017
Book Page	005256/002534
Instrument	180734

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+7.05%) Homeowner's exemption	$154,067 (+5.99%)	$279,900 (+7.78%) Land $75,000 Building $204,900
2023	$1,859.00 (+4.2%) Homeowner's exemption	$145,365 (+3%)	$259,700 (+3.22%) Land $60,000 Building $199,700
2022	$1,784.00 Homeowner's exemption	$141,132	$251,600 Land $55,000 Building $196,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 376 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.