490 W Alma St, Elmhurst, IL 60126 Property Records

DuPage County property record for 490 W Alma St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,602 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2004)
Tax Bill	$10,558 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-02-318-009`

Property Details

APN / Parcel Number

Primary APN	`06-02-318-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	768 sqft
2nd Floor Area	834 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	490 W ALMA ST
City	ELMHURST
State	IL
Zip	60126-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1ST ADD BERRYS COLLEGE VIEW TER
Legal Subdivision	1ST ADD BERRYS COLLEGE VIEW
Legal Lot Number	46
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	843000

Owner

490 W Alma St is owned and occupied by two individuals who bought it in February 2004.

Source: DuPage County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 W ALMA ST, ELMHURST, IL 60126-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2004 · Amount on File
Deed Sale	Feb 6, 2004 · Amount on File
Deed Document Number	200437164
Prior Transfer Date	Sep 18, 1998
Prior Transfer Doc	0000026460
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Sep 25, 2026
Property Address	490 W ALMA ST, ELMHURST, IL 60126-3104
Document Number	0000066309
Instrument Date	Sep 18, 2026
Instrument	202666309
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	490 W ALMA ST, ELMHURST, IL 60126-3104

Mortgage

Document Number	0000066309,
Date	Sep 25, 2026
Instrument	202666309

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2056

Interest

Rate	7.74%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	490 W ALMA ST, ELMHURST, IL 60126-3104
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068116
Date	Jul 24, 2018
Instrument	R2018-068116

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 490 W Alma St was $10,558 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,558.00	$190,438 Land $95,003 Building $95,435	$571,314 Land $285,009 Building $286,305
2022	$8,939.00 Homeowner's exemption	$153,430 Land $78,300 Building $75,130	$460,290 Land $234,900 Building $225,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 W Alma St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 490 W Alma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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