498 W Alma St, Elmhurst, IL 60126 Property Records

DuPage County property record for 498 W Alma St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,290 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (May 2024)
Tax Bill	$9,319 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-318-007`

Property Details

APN / Parcel Number

Primary APN	`06-02-318-007`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	510 sqft
2nd Floor Area	525 sqft
Basement Area	336 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	498 W ALMA ST
City	ELMHURST
State	IL
Zip	60126-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1ST ADD BERRYS COLLEGE VIEW TER
Legal Subdivision	1ST ADD BERRYS COLLEGE VIEW
Legal Lot Number	48
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	843000

Owner

498 W Alma St is owned and occupied by an individual who bought it in May 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	498 W ALMA ST, ELMHURST, IL 60126-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	202429978
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0000001155
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	498 W ALMA ST, ELMHURST, IL 60126-3104
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 W ALMA ST, ELMHURST, IL 60126-3104

Mortgage

Document Number	0000062967
Date	Oct 6, 2025
Instrument	R2025-062967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 6, 2019
Property Address	498 W ALMA ST, ELMHURST, IL 60126-3104
Document Number	0000066488
Instrument Date	Jul 22, 2019
Instrument	66488
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 W ALMA ST ELMHURST IL 601263104, ELMHURST, IL 60126-3104

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	498 W ALMA ST, ELMHURST, IL 60126-3104
Document Number	0000107407
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	498 W ALMA ST ELMHURST IL 601263104, ELMHURST, IL 60126-3104

Mortgage

Document Number	0000107407
Date	Oct 18, 2017
Instrument	107407

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 498 W Alma St was $9,319, up 4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,319.00 (+4%)	$169,023 (+7.86%) Land $95,003 Building $74,020	$507,069 (+7.86%) Land $285,009 Building $222,060
2024	$8,961.00	$156,706 Land $88,080 Building $68,626	$470,118 Land $264,240 Building $205,878
2022	$7,389.00 Homeowner's exemption	$127,860 Land $78,300 Building $49,560	$383,580 Land $234,900 Building $148,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 W Alma St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 498 W Alma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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