478 W Alma St, Elmhurst, IL 60126 Property Records

DuPage County property record for 478 W Alma St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,237 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2023)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-318-012`

Property Details

APN / Parcel Number

Primary APN	`06-02-318-012`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,237 sqft Living Area
Gross Area	1,601 sqft
1st Floor Area	641 sqft
2nd Floor Area	364 sqft
Basement Area	364 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	478 W ALMA ST
City	ELMHURST
State	IL
Zip	60126-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1ST ADD BERRYS COLLEGE VIEW TER
Legal Subdivision	1ST ADD BERRYS COLLEGE VIEW
Legal Lot Number	43
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	843000

Owner

478 W Alma St is owned by an individual who bought it in July 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	260 E BUTTERFIELD RD, ELMHURST, IL 60126-4581
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Apr 6, 2007 · Amount on File
Deed Document Number	202344013
Prior Transfer Date	Jan 5, 1998
Prior Transfer Doc	0000006965
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 13, 2023
Property Address	478 W ALMA ST, ELMHURST, IL 60126-3104
Document Number	0000044013
Map Reference	DOC 186166
Instrument Date	Jul 7, 2023
Instrument	R2023-044013
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 W ALMA ST, ELMHURST, IL 60126-3104

Mortgage

Document Number	0000044014
Date	Jul 13, 2023
Instrument	R2023-044014

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

Tax Assessment & Valuation

The 2025 property tax bill for 478 W Alma St was $7,029.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,029.00	$129,464 Land $95,003 Building $34,461	$388,392 Land $285,009 Building $103,383
2022	$7,194.00 Homeowner's exemption	$124,650 Land $78,300 Building $46,350	$373,950 Land $234,900 Building $139,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 W Alma St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 478 W Alma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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