490 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 490 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1948
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$567,276 (Nov 2023)
Tax Bill	$1,674 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0759135`

Property Details

APN / Parcel Number

Primary APN	`R0759135`
Alternative APNs	`07-3836-20-4-01-10-0000` `0000235750`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Architectural Style	Historical
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000235750
Street Address	490 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANSON SUB, S20, T27 N, R19 W, BLOCK 0, LOT 1, EVENSON SUB
Legal Range	19W
Legal Township	27N
Legal Section	20
Legal Subdivision	EVANSON SUB
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2001
Census Tract	1303

Owner

490 Swan River Rd is owned and occupied by an individual who bought it in November 2023.

Source: Flathead County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 29, 2022	Warranty Deed, Transfer · Line of Credit STOCKMAN BANK
Dec 16, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202320172
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0000042320
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 13, 2023
Property Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333
Document Number	202300020172
Instrument Date	Nov 9, 2023
Instrument	202300020172
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333

Mortgage

Document Number	202300020173
Date	Nov 13, 2023
Instrument	202300020173

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 29, 2022
Property Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333
Document Number	202200011179
Instrument Date	Apr 29, 2022
Instrument	202200011179
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333

Mortgage

Document Number	202200011180
Date	Apr 29, 2022
Instrument	202200011180

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLATHEAD MT
Recording Date	Dec 16, 2020
Property Address	490 SWAN RIVER RD, BIGFORK, MT 59911-6333
Document Number	202000042320
Instrument Date	Dec 7, 2020
Instrument	202000042320
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1010 SWAN HWY, BIGFORK, MT 59911-6307

Tax Assessment & Valuation

The 2026 property tax bill for 490 Swan River Rd was $1,674.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,674.00	$585,000
2025			$585,000 Land $316,700 Building $268,300
2023	$2,141.00	$343,680	$343,680 Land $178,300 Building $165,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Swan River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Swan River Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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