Flathead County property record for 475 Swan River Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,750 sqft · built 1999 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,400 (Nov 2020) |
| Tax Bill | $2,823 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0783968 |
| Primary APN | R0783968 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| 2nd Floor Area | 621 sqft |
| Basement Area | 1,129 sqft |
| Finished Basement | 1,129 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 208,217 sqft (4.78 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000841304 |
|---|---|
| Street Address | 475 SWAN RIVER RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S21, T27 N, R19 W, ACRES 4.78, TR 2BC IN SW4SW4, ASSR#0000841304 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 21 |
| Legal Subdivision | SURVEY NO 3376 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1303 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1408 AIRPORT RD, KALISPELL, MT 59901-5749 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CREDIT UNION |
| Jul 19, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Mar 4, 2015 · Amount on Record |
| Deed Document Number | 202039466 |
| Last Transfer Date | Sep 24, 2024 |
| Transfer Doc | 0000020766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 10, 2026 |
| Property Address | 475 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Document Number | 0000016126 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202616126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000016126, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202616126 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2036 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 475 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700015218 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 201700015218 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 475 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700015217 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 201700015217 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 23, 2020 |
| Property Address | 475 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Document Number | 202000039466 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 202000039466 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1408 AIRPORT RD, KALISPELL, MT 59901-5749 |
| Document Number | 202000039467 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 202000039467 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,823.00 (-37.56%) | $908,100 (+25.1%) | |
| 2025 | $908,100 (+25.1%) Land $312,740 Building $595,360 | ||
| 2023 | $4,521.00 | $725,900 | $725,900 Land $175,660 Building $550,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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