445 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 445 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,731 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$6,442 (2023)
Deeds & Mortgages	Dec 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0789121`

Property Details

APN / Parcel Number

Primary APN	`R0789121`
Alternative APNs	`07-3836-21-3-01-05-0000` `0000968669`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,731 sqft Living Area
Gross Area	6,431 sqft
1st Floor Area	2,469 sqft
Attic Area	262 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	2 Fireplaces
Fireplace	Prefabricated

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,078 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Deck Area	1,027 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000968669
Street Address	445 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911-6332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S21, T27 N, R19 W, TR 2BBA IN SW4SW4, ASSR# 0000968669
Legal Range	19W
Legal Township	27N
Legal Section	21
Legal Quarter	SW
Legal Subdivision	CERTIFICATE/SURV 5369
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1002
Census Tract	1303

Owner

Source: Flathead County records · APN R0789121

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	445 SWAN RIVER RD, BIGFORK, MT 59911-6332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018
Deed Sale	May 16, 2018
Deed Document Number	201800009562
Record Updated	Jun 07, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	445 SWAN RIVER RD, BIGFORK, MT 59911-6332
Transaction Type	Mortgage
Record Updated	Dec 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800030351
Date	Dec 19, 2018
Instrument	201800030351

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 16, 2018
Property Address	445 SWAN RIVER RD, BIGFORK, MT 59911-6332
Document Number	201800009562
Map Reference	MAP5369
Instrument Date	May 15, 2018
Instrument	201800009562
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SUNSET TRL, KALISPELL, MT 59901-7820

Mortgage

Document Number	201800009563
Date	May 16, 2018
Instrument	201800009563

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,442.00	$1,034,140	$1,034,140 Land $178,300 Building $855,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

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