490 Sunset St, Algonac, MI 48001 Property Records

St. Clair County property record for 490 Sunset St, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1975
Square Footage	1,150 sqft Living Area
Lot Size	15,246 sqft (0.35 acres)
Occupancy	Owner Occupied
Tax Bill	$1,901.00 (2024)

Owner

Source: St. Clair County records · APN 74-01-129-0063-050

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 SUNSET ST, ALGONAC, MI 48001-1039
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	490 SUNSET ST, ALGONAC, MI 48001-1039
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 SUNSET ST, ALGONAC, MI 48001-1039

Mortgage

Document Number	5420976
Date	Sep 14, 2021
Book Page	5420/976
Instrument	2021026321

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,500 (+22.12%)
2024	$1,901.00 (+12.55%)		$191,000 (+22.12%)
2023		$78,200
2022	$1,689.00		$156,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0063-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,150 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Architectural Style	Ranch Style
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	170 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Heating System	Baseboard Heating

Location & Zoning

Account Number	74011290063050
Street Address	490 SUNSET ST
City	ALGONAC
State	MI
Zip	48001-1039
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 90' OF E 430.93' OF S 170' OF LOT 486 SUPERVISOR ROY T GILBERT'S PLAT NO. 4
Legal Subdivision	SUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number	486
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	1
Census Block	1010
Census Tract	649000