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481 Sunset St, Algonac, MI 48001 Property Records

St. Clair County property record for 481 Sunset St, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,120 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$129,900 (2003)
Tax Bill$2,084.00 (2024)

Property Details

APN / Parcel Number

Primary APN74-01-123-0044-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,120 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Architectural StyleRanch Style
Lot Area7,841 sqft (0.18 acres)
Depth X Width120 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Account Number74011230044000
Street Address481 SUNSET ST
CityALGONAC
StateMI
Zip48001-1038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 20' LOT 51 & W 45' LOT 50 BUNGALOW GARDENS SEC 03 T2N R16E
Legal Range16E
Legal Township02N
Legal Section03
Legal SubdivisionBUNGALOW GARDENS SUB
Legal Lot Number50-51
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup1
Census Block1012
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-123-0044-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address481 SUNSET ST, ALGONAC, MI 48001-1038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONSTAR MORTGAGE LLC
Feb 27, 2018Loan Modification, Mortgage · Veterans Administration Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2003 · Amount on Record
Deed SaleSep 15, 2003 · Amount on Record
Deed Doc Number0002926669
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateJul 17, 2026
Property Address481 SUNSET ST, ALGONAC, MI 48001-1038
Document Number0000014542
Book / Page5945 / 132
Instrument DateJul 13, 2026
Instrument202614542
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 SUNSET ST, ALGONAC, MI 48001-1038

Mortgage

Document Number0000014542,
DateJul 17, 2026
Book Page5945/132
Instrument202614542
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address481 SUNSET ST, ALGONAC, MI 48001-1038
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 SUNSET ST, ALGONAC, MI 48001-1038

Mortgage

Document Number5433665
DateOct 12, 2021
Book Page5433/665
Instrument2021028828
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAINT CLAIR MI
Property Address481 SUNSET ST, ALGONAC, MI 48001-1038
Document Number0049400210
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMay 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address481 SUNSET ST ALGONAC MI 480011038, ALGONAC, MI 48001-1038

Mortgage

Document Number0049400210
DateApr 30, 2018
Book Page004940/000210
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term324 Months
DueApr 29, 2045
Interest
Rate4.37%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$88,100 (+22.53%)
2024$2,084.00 (+12.53%)$176,200 (+22.53%)
2023$71,900
2022$1,852.00$143,800

Flood & Wildfire

481 Sunset St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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