St. Clair County property record for 483 Sunset St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,619 sqft · built 1979 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,211 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-123-0045-000 |
| Primary APN | 74-01-123-0045-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Area | 488 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 483 SUNSET ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | E 35' LOT 52 & W 30' LOT 51 BUNGALOW GARDENS |
| Legal Subdivision | BUNGALOW GARDENS SUB |
| Legal Lot Number | 51-52 |
| Legal Unit | 52,51 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 483 SUNSET ST, ALGONAC, MI 48001-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 483 SUNSET ST, ALGONAC, MI 48001-1038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | SERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 483 SUNSET ST, ALGONAC, MI 48001-1038 |
| Document Number | 0005471313 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 5471/313 |
| Instrument | 2022000211 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 483 SUNSET ST, ALGONAC, MI 48001-1038 |
| Document Number | 0050770115 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | BEST HOME TITLE, BEST HM TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 483 SUNSET ST ALGONAC MI 480011038, ALGONAC, MI 48001-1038 |
| Document Number | 0050770115 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 005077/000115 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038-4004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 483 SUNSET ST, ALGONAC, MI 48001-1038 |
| Document Number | 0048130468 |
| Book / Page | 004813 / 000468 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Title Company | ONE STOP RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 483 SUNSET ST ALGONAC MI 480011038, ALGONAC, MI 48001-1038 |
| Document Number | 0048130468 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 004813/000468 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 29, 2032 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,700 (+4.26%) | $269,400 (+4.26%) | |
| 2025 | $3,211.00 (+2.03%) Homeowner's exemption | $129,200 (+21.09%) | |
| 2024 | $3,147.00 (+12.19%) | $258,400 (+21.09%) | |
| 2023 | $106,700 | ||
| 2022 | $2,805.00 | $213,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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