490 Summer Shade Rd, Allons, TN 38541 Property Records

Overton County property record for 490 Summer Shade Rd, Allons, TN 38541

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,280 sqft · built 2019
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Dec 2017)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`067005 00401`

Property Details

APN / Parcel Number

Primary APN	`067005 00401`
Alternative APN	`005 00401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	901 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	490 SUMMER SHADE RD
City	ALLONS
State	TN
Zip	38541-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:07 SUBD:KIRBY DIVISION MAP REF:005
Legal Subdivision	KIRBY DIVISION
Legal Lot Number	1
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	950200

Owner

Source: Overton County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 SUMMER SHADE RD, ALLONS, TN 38541-6834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage UNION BK&TR
Jul 5, 2018	Trustee's Deed, Construction Loan · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	0000185612
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	490 SUMMER SHADE RD, ALLONS, TN 38541-6834
Document Number	0002110124
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5647 WILLOW GROVE HWY ALLONS TN 385413037, ALLONS, TN 38541-3037

Mortgage

Document Number	0002110124
Date	Aug 15, 2019
Book Page	000211/000124
Instrument	60370

Lender

Name	UNION BK&TR
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2039

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OVERTON TN
Recording Date	Jul 5, 2018
Property Address	490 SUMMER SHADE RD, ALLONS, TN 38541-6834
Document Number	0001930980
Book / Page	000193 / 000980
Instrument Date	Jul 3, 2018
Instrument	55812
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5647 WILLOW GROVE HWY ALLONS TN 385413037, ALLONS, TN 38541-3037

Mortgage

Document Number	1930980
Date	Jul 5, 2018
Book Page	000193/000980
Instrument	55812

Lender

Name	UNION BK&TR
Type	Bank
Address	IIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Overton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+18.34%)	$127,925 (+99.03%) Land $4,400 Building $123,525	$511,700 (+99.03%) Land $17,600 Building $494,100
2024	$1,445.00 (+14.14%)	$64,275 (-) Land $2,925 Building $61,350
2023	$1,266.00	$64,275 (-) Land $2,925 Building $61,350
2022	$1,266.00	$64,275 Land $2,925 Building $61,350	$257,100 (-) Land $11,700 Building $245,400
2020			$257,100 Land $11,700 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OVERTON UTILITY DISTRICT serves 4,729 people · EPA ID TN0000013
Water Source	Purchased surface water from LIVINGSTON WATER DEPARTMENT
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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