487 Summer Shade Rd, Allons, TN 38541 Property Records

Overton County property record for 487 Summer Shade Rd, Allons, TN 38541

Property Summary

Property Type	Rural Home
Details	2 ba · 1,450 sqft · built 2023
Lot Size	25.1 acres (1,093,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Dec 2024)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067005 01001`

Property Details

APN / Parcel Number

Primary APN	`067005 01001`
Alternative APN	`005 01001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,093,356 sqft (25.1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	487 SUMMER SHADE RD
City	ALLONS
State	TN
Zip	38541-6835
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 07, COUNTY AREA: R02
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	950200

Owner

Source: Overton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2011 ODELL JOLLY RD, MONROE, TN 38573-4404
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE
Jun 10, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF TENNESSEE
May 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	202488191
Deed Book / Page	322 / 603
Transfer Doc	0000800155
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	487 SUMMER SHADE RD, ALLONS, TN 38541-6835
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 SUMMER SHADE RD, ALLONS, TN 38541-6835

Mortgage

Document Number	0003050004
Date	Feb 6, 2024
Book Page	305/4
Instrument	83803

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 31, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	487 SUMMER SHADE RD, ALLONS, TN 38541-6835
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHADY LN, HANCOCK, NH 03449-5304

Mortgage

Document Number	0002730205
Date	Jun 10, 2022
Book Page	273/205
Instrument	75685

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2023

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	May 19, 2021
Property Address	487 SUMMER SHADE RD, ALLONS, TN 38541-6835
Document Number	0002470931
Book / Page	247 / 931
Instrument Date	May 11, 2021
Instrument	69492
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHADY LN, HANCOCK, NH 03449-5304

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (-20.5%) Additional exemption filed	$107,325 (+33.7%) Land $12,250 Building $95,075	$641,400 (+1,936.19%) Land $261,100 Building $380,300
2024	$1,805.00 (+285.68%) Additional exemption filed	$80,275 (+238%) Land $9,100 Building $71,175
2023	$468.00 (+201.94%) Additional exemption filed	$23,750 (+201.59%) Land $7,350 Building $16,400
2022	$155.00	$7,875 Land $7,350 Building $525	$31,500 (-91.7%) Land $29,400 Building $2,100
2020			$379,700 Land $95,000 Building $284,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE only, no 5G reported

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