481 Summer Shade Rd, Allons, TN 38541 Property Records

Overton County property record for 481 Summer Shade Rd, Allons, TN 38541

Property Summary

Property Type	Residential Vacant Land
Details	672 sqft · built 2001
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Dec 2024)
Tax Bill	$39 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067005 00800`

Property Details

APN / Parcel Number

Primary APN	`067005 00800`
Alternative APN	`005 00800`

Interior

Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile/Manufactured
Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	481 SUMMER SHADE RD
City	ALLONS
State	TN
Zip	38541-6835
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 07, COUNTY AREA: R02
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	950200

Owner

Source: Overton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 SUMMER SHADE RD, ALLONS, TN 38541-6835
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan PUTNAM 1ST MERCANTILE BANK
Feb 29, 2024	Warranty Deed, Transfer PUTNAM 1ST MERCANTILE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	202488256
Deed Book / Page	322 / 875
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	481 SUMMER SHADE RD, ALLONS, TN 38541-6835
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 STEP ROCK HILL RD, COOKEVILLE, TN 38501-9132

Mortgage

Document Number	0003080793
Date	Apr 17, 2024
Book Page	308/793
Instrument	84835

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	200 W JACKSON ST, COOKEVILLE, TN 38501

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Feb 29, 2024
Property Address	481 SUMMER SHADE RD, ALLONS, TN 38541-6835
Document Number	0003060378
Book / Page	306 / 378
Instrument Date	Feb 20, 2024
Instrument	84164
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 STEP ROCK HILL RD, COOKEVILLE, TN 38501-9132

Mortgage

Document Number	0000084165
Date	Feb 29, 2024
Instrument	84165

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39.00 (-59.79%)	$2,950 (-32.18%) Land $2,950	$11,800 (-32.18%) Land $11,800
2024	$97.00 (+14.12%)	$4,350 (-) Land $2,000 Building $2,350
2023	$85.00	$4,350 (-) Land $2,000 Building $2,350
2022	$85.00	$4,350 Land $2,000 Building $2,350	$17,400 (-) Land $8,000 Building $9,400
2020			$17,400 Land $8,000 Building $9,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OVERTON UTILITY DISTRICT serves 4,729 people · EPA ID TN0000013
Water Source	Purchased surface water from LIVINGSTON WATER DEPARTMENT
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE only, no 5G reported

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