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490 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 490 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage3,543 sqft Living Area
Lot Size10,018 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$495,000 (2021)
Tax Bill$8,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-1420

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area3,543 sqft Living Area
Gross Area4,167 sqft Gross Area
1st Floor1,859 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,018 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address490 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5447
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description79/83-84 WHISPER CREEK PHASE 2 UNIT A LOT 142 OR5226/1711
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 2 UNIT A
Legal Phase2
Legal Block1
Legal Lot Number142
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-1420

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 05, 2021Warranty Deed, Transfer · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Sep 10, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
Nov 20, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2021 · Amount on Record
Deed SaleApr 05, 2021 · Amount on Record
Prior SaleNov 20, 2018 · Amount on Record
Deed Doc Number202136707
Deed Book / Page5226 / 1711
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447

Mortgage

Document Number0058710247
DateDec 14, 2023
Book Page5871/247
Instrument2023096954
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJan 04, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 05, 2021
Property Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447
Document Number0052261711
Book / Page5226 / 1711
Map ReferenceMB 79 PG 83&84
Instrument DateMar 31, 2021
Instrument2021036707
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address72 CROSSFIELD PL, SAINT AUGUSTINE, FL 32092-0022

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447

Mortgage

Document Number0052261713
DateApr 05, 2021
Instrument5226/1713
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447
Document Number0047970471
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address490 SPLIT OAK RD ST AUGUSTINE FL 320925447, ST AUGUSTINE, FL 32092-5447

Mortgage

Document Number0047970471
DateSep 18, 2019
Book Page004797/000471
Instrument69211
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2049

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 20, 2018
Property Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447
Document Number0046430142
Book / Page4643 / 0142
Map ReferenceMB79 PG83&84
Instrument DateNov 15, 2018
Instrument2018083333
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5447

Mortgage

Document Number2018083334
DateNov 20, 2018
Instrument2018083334
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$529,028 (+2.7%)$542,117 (-0.24%) Land $100,000 Building $442,117
2025$8,717.00 (+8.91%) Homeowner's exemption$515,120 (+2.9%)$543,421 (-1.51%) Land $100,000 Building $443,421
2024$8,004.00 (+1.6%) Homeowner's exemption$500,603 (+3%)$551,750 (+9.85%) Land $100,000 Building $451,750
2023$7,878.00 (+1.97%) Homeowner's exemption$486,022 (+3%)$502,293 (+6.45%) Land $84,000 Building $418,293
2022$7,726.00 Homeowner's exemption$471,866$471,866 Land $84,000 Building $387,866

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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